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02.01.2010

» BNDES Card expands support to investments in design 

The BNDES will finance product design services to foster private investments in innovation. As of now, companies and individual businesspeople, as well as design service providers willing to offer product and packaging design services, including ergonomics and modeling, can apply for accreditation as suppliers on the BNDES Card Website.

Considering the multiple applications and the usefulness of this activity, the BNDES Card will foster investments from micro, small and medium-sized companies in design, contributing to adding value to Brazilian production, while gaining a competitive edge among foreign competitors, especially Asian countries.

Product and packaging design offices intending to apply for accreditation should access the website www.cartaobndes.gov.br, click on the menu “Be an accredited supplier” and fill in an online form. 

The use of the BNDES Card to finance innovation efforts began in June 2009, when research, development and innovation services, including design, started to be contracted. At that time, its use was limited to research applied to the development of products and processes, contracted with accredited Scientific and Technological Institutions (STIs). As of now, this possibility has been expanded to design companies and service providers. 

Among other governmental lines and programs focusing on support to innovation, the BNDES Card is distinguished due to easy access and use. Besides this, it does not require any previously developed projects. So far, 74 institutions have been accredited to offer technological services, which also include compliance assessment services. 

The BNDES Card is a pre-approved revolving credit facility with a limit of up to R$ 1 million per issuing bank (Bradesco, Banco do Brasil, Caixa Econômica Federal, Nossa Caixa and Banrisul), with fixed installments, a term of loan of up to 48 months, besides an attractive interest rate (0.99% per month in February 2010). It can be used by Micro, Small and Medium-Sized Businesses to acquire items registered on the BNDES Card Website.

Over 125,000 items are available and, currently, the most sold items are machinery and equipment, computers, software applications, commercial furniture, utility vehicles and motorcycles for delivery services.

Since its creation in 2003, more than 250,000 BNDES Cards have been issued, amounting to R$ 9.4 billion in pre-approved credit limits for investment. In 2009, the BNDES Card account for over 185,000 transactions, representing R$ 2.7 million in businesses, a growth of 200% compared to the previous year.


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