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Social Investments by Enterprises
» Purpose

To provide support for projects intended to implement, expand and consolidate social investment programs carried out by companies, in partnership with public institutions or non-profit associations.


» Clients

Companies headquartered in Brazil.


» Eligible Projects

Social investment projects or programs intended to raise the level of corporate social responsibility, aimed at forming and strengthening public policies developed at all governmental levels. 

Social investments, whether linked to economic projects or not, must include the following efforts: 

The corporate environment: internal or corporate environment – where the target audience is the company employees and their dependents or relatives, employees from suppliers of inputs, materials and services or clients; 

The community environment: 
1. external environment with local and micro-regional influence – where the target audience is the populations located around or close to the companies; 
2. macro-social environment – efforts that benefit Brazilians not directly linked to corporate programs or under their influence, but with a view to join efforts through public social programs and policies.


» Eligible Items

Construction works intend for the purposes of installation, expansion, reforms and other improvements; 

Purchase of machinery, as well as related equipment and materials; 

Specialized technical services, information technology and training; 

Development, dissemination and reapplication of social technologies intended to improve public policies. 


» Non-Eligible Items

Social projects entitled to tax incentives; 
Legally-binding programs; 

Corporate-related training; 

Purchase of lands and other goods; 

Programs connected to commercial and competitive performance or to the direct development of markets; 

Institutional marketing programs fighting for causes or running campaigns; 

Funding and maintenance of additional activities and benefits for employees, which are of a permanent nature and that can be classified as human resource policies, such as: health care plans, pension funds, insurance, housing and education allowance, among others.  

NOTE: The purchase of real estate, at the BNDES’ discretion, may be deemed an eligible item, provided that it is intended for a social project within the scope of a community.


» Interest rate

Financial Cost + BNDES’ Basic Spread  


» Maturity

Maximum of 96 months, including maximum grace period of 24 months. 


» Level of Participation

For projects conducted in communities: Up to 100% 

For projects in Companies:
- Up to 100% for projects in Low-Income or Lower Average-Income municipailities located to the North and Northeast. 
- Up to 90% for projects in Upper Average-Income and High-Income municipalities to the North and Northeast or Low-Income or Lower Average-Income municipalities located in other areas; 
- Up to 80% for projects in other municipalities.  








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